CreditCardFeeAuditor: Merchant Fee Tracker
Automatically categorizes credit card transactions and alerts small business owners when they're overpaying interchange and processor fees.
The Problem
Small business owners pay 2-3% in credit card processing fees but have no visibility into what they're actually paying or why. They can't identify overly expensive transaction types or negotiate better rates because they lack itemized fee breakdowns. Most accounting software doesn't parse processor statements in a human-readable way.
Target Audience
Solopreneurs and small business owners (under 50 employees) processing $50k-$500k annually in card payments — especially e-commerce, SaaS, and service providers using Stripe, Square, or traditional processors.
Why Now?
Small businesses are increasingly moving to code-less accounting. Stripe API access is standard. Business owners are desperate to cut costs post-2024 recession.
What's Missing
Processor statements are intentionally opaque, and existing tools require sales calls or target Fortune 500. No lightweight SaaS exists for solo founders to audit fees monthly.
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